HOME LOANS
Our products
Residential Property
Residential | Residential | |
|---|---|---|
Max Size | $2.5m single security, | $2.5m single security, |
Max LVR (+ Fees) | 70% | 80% Owner Occupier, |
Term | Up to 1 year | Up to 30 years |
Payment Type | Interest Only or | Interest Only or |
Security Type | Up to 20 hectares | Up to 20 hectares |
Fees | $995 (regulated), | $995 (regulated), |
Commercial Property & Land
Commercial | Vacant Land | |
|---|---|---|
Max Size | $2.5m single security, | $2.5m single security, |
Max LVR (+ Fees) | 70% | 80% Owner Occupier, |
Term | Up to 1 year | Up to 30 years |
Payment Type | Interest Only, Capitalised or | Interest Only, Capitalised or |
Security Type | All Industry Categories | Up to 20 hectares |
Fees | Deal-by-deal (non-regulated) | $995 (regulated), |
Interest rates are risk priced and product pricing is available on request.
Here are some key features of our mortgage products:
Up to 80% LVR
We understand large deposits can be challenging, so we offer a maximum loan to value ratio of 80%.
Large sum advances
We have money to lend and our standard policies permit an advance up to $7.5m ($2.5m per security). Need more than that? We have the ability to fund above this level, dependent on the circumstances and overall deal risk.
Variety of interest payment options
We offer a number of different interest rate options for each situation. For short-term loans, we offer interest only or capitalised interest payment options. For long-term loans, we can offer both principal and interest and longer interest only terms.
Transparent costs and fees
Our loan offers, terms, conditions, and costs are simple and easy to understand. There are no hidden fees, application fees, or legal fees.
Competitive Interest Rates
We benchmark our rates to the sector and risk price our loans to ensure rates remain competitive at all times.
Our goal is to provide dependable lending solutions with flexibility and transparency, in accordance with responsible lending practices.
We work fast and smart within 24-48 hours, using our industry knowledge and expertise to craft mortgage solutions for mortgage advisers and their customers.
Terms & Conditions
Just like our loan offer and products, our terms and conditions are straightforward
and easy to understand.
Consumer costs and fees
We base our individual interest rates and fees on several factors, These include security provided, credit history, current commitments, employment history, and loan length.
Template consumer agreement
For our full terms, conditions, and related fees and charges, download our consumer template agreement. If you have any questions or concerns, please do not hesitate to contact us.
Complaints
We always strive to do our best to give customers the best lending experiences.
Have a complaint? Learn more about the process below.
